Kuwait Court of Cassation principle number 245

Appointing a bank as agent to collect the value of a cheque is governed by the provisions on agency in the Civil Code, supplemented by banking custom. - An agent authorised to appoint a sub-agent without designation of the sub-agent’s identity. His liability is confined to his personal fault, excluding the sub-agent’s acts. The principal and the sub-agent may each have direct recourse against the other. - Authorisation for the agent to appoint a sub-agent may be express, implied or presumed from the circumstances of the work. An example of presumed authorisation for an agent to collect a cheque in a foreign country.