Kuwait Court of Cassation principle number 184

Insurance against damage. Must be based on a legitimate economic interest, in that the insured risk must arise from an activity not contrary to public policy and morals. Reason therefor. - Impermissibility of insurance against risks resulting from acts not sanctioned by law. Contravention thereof. Effect. Nullity of the insurance. - A non-Kuwaiti engaging in commerce independently. Prohibited by law by a prohibition concerning public policy. Import thereof: absolute nullity of all contracts he concludes connected with this activity, including the insurance contract. Exception. A non-Kuwaiti practising a simple craft or small-scale trade. - 42 - Commercial Commercial acts - In general:-