Kuwait Court of Cassation principle number 2463

An insurance contract may include a clause forfeiting the insured’s right of recourse against the insurer as a penalty for breach of the contract - Its condition - The insurer’s compliance with the formal and substantive restrictions prescribed by the legislature to draw the insurance applicant’s attention to the seriousness of this penalty and avoid abuse by the insurer. - Inclusion in the insurance contract of a general clause forfeiting the insurer’s right of recourse against him in the event of a breach of laws and regulations without specifying the nature of the breach - Nullity of this clause unless the nature of the breach is specified therein.