Kuwait Court of Cassation principle number 860

The contracting parties are free to determine the risk insured against and the extent and conditions of the coverage to which the insurer is bound. - The insurance company has the right of recourse against the insured for the amount of compensation it has paid to third parties for material and moral damage to the person, provided that the insurer has breached the contractual restrictions that may be included in the insurance policy. This includes compensation for the injury itself, which is determined in accordance with the rules of Sharia blood money.