Kuwait Court of Cassation principle number 867

Liability insurance. Its connection with the insured’s assets is governed by an indemnificatory character. The insurer may be subrogated to the insured in claiming the right of the party liable for the damage. The injured party is not regarded as the beneficiary for whose benefit the insured stipulates. - The risk materializes only upon the occurrence of damage and the insured’s compensation of the injured party therefor. Its effect. Its non-occurrence. No basis for requiring the insurer to pay compensation. Payment of compensation in this case entitles it to recover it from the person to whom it paid it.