Kuwait Court of Cassation principle number 986

Insurance contract. Its nature. A contract under which the insurer undertakes to pay the insured or the beneficiary a sum of money, a periodic income, or any other pecuniary consideration upon the occurrence of the accident or the materialization of the risk specified in the contract, in return for monetary consideration paid to it. Permissibility of stipulating therein that the beneficiary be another person, who shall have a direct action against the insurance company. The judgment ruling that such action is inadmissible because it was brought by a person lacking standing. An error in the application of the law requiring its cassation. An example of a group insurance contract concluded by a company for the benefit of its workers. - Insurance in the field of occupational injuries:-