Kuwait Court of Cassation principle number 1255

Conclusion of an insurance contract. Offer and acceptance. The insured's signature on the insurance application suffices as an offer, and the insurer's delivery to him of the policy signed by the insurer suffices as an offer. The insured's receipt thereof and discovery of conditions therein that do not correspond to what they agreed upon. His silence without requesting correction for thirty days. This is considered acceptance of the conditions. - Rules of contractual liability. The contracting parties' freedom to modify them. The limits thereof: the law and public policy. The insurer's right of recourse against the insured for compensation paid to the injured party in the cases specified in Article (75) of the Executive Regulations of the Traffic Law. A reasonable condition that does not conflict with the essence of the insurance contract or violate public policy. Example.