Kuwait Court of Cassation principle number 309

A claim or defence submitted by a litigant before the court of merits whose determination may change the view taken in the action. The court must answer it with specific reasons. Contravention thereof. Invalidates its judgment. - Insurance against damage. Its effect. The insurer's obligation to compensate the insured for damage resulting from the insured risk, provided that this does not exceed the sum insured. - Assessment of compensation. Its manner. According to the market value of the things damaged as a result of the insured risk.