Kuwait Court of Cassation principle number 3801

Appointing a bank as agent to collect the value of a cheque is governed by the agency provisions of the Civil Code, supplemented by banking custom. - An agent authorized to delegate without designation of the substitute's identity. His liability is limited to his personal fault and does not extend to the substitute's acts. The principal and the sub-agent may each have direct recourse against the other. - Authorization for an agent to appoint a substitute may be express, implied or presumed from the circumstances of the work. An example of presumed authorization for an agent to collect a cheque in a foreign country. - 745 - Agency