Kuwait Court of Cassation principle number 65

The injured party in motor vehicle accidents has a direct right to compensation derived from the Traffic Law. He may recover it from the insurance company. This requires only that the vehicle be insured and that its driver's liability for the damage be established. - Compulsory insurance against motor vehicle accidents has an in rem character, being insurance against accidents involving the vehicle itself, and not insurance solely against the liability of its owner or custodian. The effect of this. The insurance remains in force notwithstanding transfer of ownership of the vehicle.