Judicial principle — Kuwait Court of Cassation

Kuwait Court of Cassation principle number 933

State of Kuwait · Civil Matters — Volume 11 · Ministry of Justice — Court of Cassation — Technical Office

English translation of the principle

The insurer’s coverage. Its scope: what is stated in the insurance policy. Consequence: its liability for the risks specified therein. - Agreement in the insurance policy, in prominent type and a different color, that the insured must take reasonable precautions to prevent accidents, perform legal obligations, and comply with the requirements necessary to protect workers from danger, failing which its right to compensation is forfeited. Establishment, by a final criminal judgment, of a breach of these precautions by the insured company’s employees, and the insurer’s invocation of forfeiture of the right to compensation. Consequence: the court must rule that the insured company’s right to compensation is forfeited. The challenged judgment’s departure from this. Vitiates it and requires its cassation. Jurisdiction over the compensation action:
Arabic original
ضمان المؤمن. نطاقه: ما ورد بوثيقة التأمين. مؤدى ذلك: مسئوليته عن الأخطار المبينة بها. - الاتفاق في وثيقة التأمين بخط بارز ولون مغاير على اتخاذ المؤمن له الاحتياطات المعقولة لمنع الحوادث وتنفيذ الالتزامات القانونية والتقيد بالاشتراطات اللازم توافرها لوقاية العمال من الخطر وإلا سقط حقه في التعويض. ثبوت إخلال تابعي الشركة المؤمن لها بهذه الاحتياطات بحكم جزائي نهائي وتمسك الشركة المؤمنة بسقوط الحق في التعويض. مؤداه: وجوب القضاء بسقوط حق الشركة المؤمن لها في التعويض. مخالفة الحكم المطعون فيه ذلك. يعيبه ويُوجب تمييزه. الاختصاص بدعوى التعويض:
Original Arabic judgment citations

(الطعن ٥٩٩/٢٠٠٥ مدني جلسة ١١/١٠/٢٠٠٦ مج القسم الخامس - المجلد الرابع ص ٥٢١)

Source: Court of Cassation legal principles collection — Civil Matters — Volume 11 — Ministry of Justice — Court of Cassation — Technical Office. Printed page 181. PDF pages: 181.

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