Kuwait Court of Cassation principle number 2112

Appointing a bank as agent to collect a cheque is governed by the agency provisions of the Civil Code, supplemented by banking custom. - An agent authorised to appoint a substitute without designating the substitute's identity. His liability is confined to his personal fault, excluding the substitute's acts. The principal and the substitute agent may each have direct recourse against the other. - Authorisation for the agent to appoint a substitute may be express, implied or presumed from the circumstances of the work. Example of presumed authorisation for an agent to collect a cheque in a foreign country. - 367 - Commercial