Kuwait Court of Cassation principle number 850

The insurer's coverage. Its scope: what is stated in the insurance policy. Its implication: its liability for the risks specified therein. - An agreement in the insurance policy, in prominent type and a different color, requiring the insured to take reasonable precautions to prevent accidents, perform legal obligations, and comply with the requirements necessary to protect workers from danger, failing which its right to compensation is forfeited. Proof, by a final criminal judgment, of the insured company's employees' breach of these precautions, and the insurance company's invocation of forfeiture of the right to compensation. Its implication: the obligation to rule that the insured company's right to compensation is forfeited. The challenged judgment's departure from this. Renders it defective and requires its cassation. - 158 - Commercial