Kuwait Court of Cassation principle number 851

The insurance policy. The insurer's exclusion from insurance coverage of any act committed by the insured contrary to regulations and laws. An unspecified exclusion that is disregarded. The insurer's specification of the violation it excludes. A valid exclusion. Its effect. The violation falls outside insurance coverage. This applies to every other unfair term whose breach had no effect on the occurrence of the insured risk. Assessment thereof. A matter for the trial court. Example.