Kuwait Court of Cassation principle number 961

The motor vehicle owner's obligation to insure against civil liability is stipulated for the benefit of third parties. The injured party's right of recourse against the insurer is a direct right derived from the law. Its conditions. That the vehicle be insured - 176 - Commercial and that its driver's liability for the damage be established, whether or not he is a subordinate of the insurer. Whether or not he was permitted to drive it. The consequence. It is not required that the injured party obtain a judgment establishing liability for the accident or join the insured in his direct action, and compensation may be determined by agreement between the injured party and the insurer. Its effect. The trial court may ascertain the absence of exaggeration therein or delay.