Kuwait Court of Cassation principle number 962

Requiring the vehicle owner to obtain compulsory insurance is stipulated for the benefit of third parties who sustain injury to their persons and damage to their property. The effect thereof. The injured party has a direct right against the insurer requiring only that the vehicle be insured and that its driver's liability for the damage be established, without requiring the prior obtaining of a report on liability for the accident or the joinder of the insured as a party. Agreement on compensation between the insurer and the injured party is permissible.