Kuwait Court of Cassation principle number 983

The principle is the contracting parties’ freedom to modify the rules of liability. The condition for this. Observance of the limits of the law and the rules of public policy. - Inclusion in the insurance policy of an express provision granting the insurer a right of recourse against the insured for the amount of compensation paid if it is established that the accident resulted from driving against the direction of traffic, passing a red traffic light, driving at a speed exceeding the limit permitted by the Traffic Department, or using the vehicle for exhibition driving. Reasonable restrictions that do not conflict with the insurance contract. Its effect. The insurer may have recourse against the insured where the accident results from driving at a speed exceeding the limit permitted by the Traffic Department, without requiring that such speed be the sole cause of the accident. The reason for this. Example. - 180 - Commercial - Life insurance:-