Kuwait Court of Cassation principle number 1571

The insurer and the third party responsible for a motor vehicle accident. The source of each one's obligation to pay compensation differs: the first one's obligation arises from the insurance contract and the second one's from the harmful act. The effect thereof. Their concurrent liability for this debt, and the insurer who has paid compensation may be legally subrogated to the injured party's rights against that third party. The condition thereof. The person making payment must be bound by the debt together with the debtor or obliged to discharge it on the debtor's behalf. Article 394 of the Civil Code. - Leasing the insured vehicle to a third party does not make the lessee a party to the insurance contract. The consequence thereof. The lessee neither benefits from the rights it establishes nor is answerable for the obligations arising from it. The reason thereof: contracts neither benefit nor prejudice persons other than the contracting parties and their successors.