Judicial principle — Kuwait Court of Cassation

Kuwait Court of Cassation principle number 2511

State of Kuwait · Commercial and Labour — Volume 9 · Ministry of Justice — Court of Cassation — Technical Office

English translation of the principle

Insurance policy. The insurer's exclusion from insurance coverage of any act committed by the insured in violation of regulations and laws. An unspecified exclusion that is disregarded. The insurer's specification of the violation it excludes. A valid exclusion. Its effect. The violation falls outside insurance coverage. This applies to every other unfair condition whose breach had no effect on the occurrence of the insured risk. Assessment thereof. A matter of fact. Example.
Arabic original
وثيقة التأمين.استثناء المؤمن أي عمل يأتيه المؤمن له مخالفاً للوائح والقوانين من نطاق التأمين. استثناء غير محدد لا يعتد به. تحديد المؤمن المخالفة التي يستثنيها. استثناء صحيح. أثره. خروج المخالفة من نطاق التأمين. سريان ذلك على كل شرط تعسفي آخر لم يكن لمخالفته أثر في تحقق الخطر المؤمن منه. تقدير ذلك. موضوعي. مثال.
Original Arabic judgment citations

(الطعن ١٨/٢٠٠٤ مدني جلسة ١١/١٠/٢٠٠٤ مج القسم الخامس - المجلد الثامن ص ٦١٢)

Source: Court of Cassation legal principles collection — Commercial and Labour — Volume 9 — Ministry of Justice — Court of Cassation — Technical Office. Printed page 431. PDF pages: 431.

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