Kuwait Court of Cassation principle number 3723

Payment by the insurer of the insurance amount to the insured under damage insurance. Its effect. Its subrogation by operation of law to his rights against the liable person. Reason therefor. Such subrogation is confined to the case in which the insured pays the insurance amount without compensation. - Subrogation by operation of law. Its general rule is the subrogation of the payer to the rights of the creditor whom he has paid whenever the payer is bound with the debtor or bound on his behalf.