Kuwait Court of Cassation principle number 3879

The injured party’s direct recourse against the insurer outside the case of compulsory insurance against liability arising from motor vehicle accidents. Its condition. The insurance policy contains a stipulation for the benefit of the third party who suffers damage, thereby conferring a right recoverable directly from the insurer. The policy’s absence of this stipulation and the judgment’s characterization of the contract as a stipulation for the benefit of a third party entitled to claim compensation directly. This renders it defective and requires its cassation.