Kuwait Court of Cassation principle number 4874

The pensions and gratuities prescribed under the provisions of Part Three of Law 61/1976 for insured persons in the private and oil sectors offset the employer’s obligations under this insurance only to the extent equivalent to the statutory end-of-service gratuity at the rates stated in Article 54 of Law 38/1964, in addition to any supplementary or additional benefits by which the employer may be bound. - The employer may establish a pension, savings or insurance scheme that includes benefits additional or supplementary to those stipulated in Law 38 of 1964. Example.