Kuwait Court of Cassation principle number 4886

Life and permanent total disability insurance for workers at the National Petroleum Company. The condition for entitlement thereto. Permanent total disability that wholly and permanently prevents the worker from engaging in any occupation or work. Disability that reduces the worker’s capacity without reaching that extent. Does not fall within the cases of entitlement to compensation prescribed in Article 22 of the Regulations Governing the Personnel System of the National Petroleum Company. The compensation to which the worker insured under the group insurance scheme is entitled for permanent total disability due to illness is equivalent to his salary for 24 months. Article 21/5 of the aforementioned Regulations. - Understanding the facts of the case and assessing the evidence, experts’ reports, and the extent of the insured’s liability for the injury or illness and whether that liability is or is not covered by the insurer’s guarantee. Within the authority of the trial court. The condition for this. - The insurance policy concluded by the Petroleum Company with an insurance company licensed to conduct insurance business for the benefit of its workers as beneficiaries in cases of death or total or partial disability. It is the basis - 942 - Labour for determining the rules of the group insurance scheme and the conditions for benefiting therefrom. Its being regarded as a more favourable benefit to which the worker is entitled apart from his rights in cases of injury due to work or during the occupation.