Kuwait Court of Cassation principle number 826

Conclusion of an insurance contract. Offer and acceptance. The insured's signature on the insurance application suffices as an offer, and the insurer's delivery of the policy signed by it suffices as acceptance. Delivery thereof to the insured and his discovery of conditions therein that do not conform to what they agreed upon. His silence in not requesting correction for thirty days. This is deemed acceptance of the conditions. - Rules of contractual liability. The contracting parties' freedom to modify them. Its limits: the law and public policy. The insurer's right of recourse against the insured for compensation paid to the injured party in the cases specified in Article 75 of the Executive Regulations of the Traffic Law. A reasonable condition that does not conflict with the essence of the insurance contract or violate public policy. Example.