Article 337 of Commercial Code

The bank may open a joint account for two or more persons in equal shares among them unless otherwise agreed, subject to the following provisions: 1 - The joint account shall be opened by all its holders or by a person holding a power of attorney issued by the account holders and authenticated by the competent authority. Withdrawals shall observe the agreement of the account holders. - If an attachment is imposed on the balance of one of the joint account holders, the attachment shall apply to the attached person's share of the account balance from the day the bank is notified of the attachment. The bank shall suspend withdrawals from the joint account to the extent of the attached share and notify the partners or their representative of the attachment within a period not exceeding five days. - When effecting a set-off between the different accounts belonging to one of the joint account holders, the bank may not include this account in the set-off without the written consent of the other partners. 4 - Upon the death or loss of legal capacity of one of the joint account holders, the others shall notify the bank thereof and of their wish to continue the account within a period not exceeding ten days from the date of death or loss of capacity. The bank shall suspend withdrawals from the joint account until the successor is legally appointed. Second Section Deposit of Securities