Kuwait Court of Cassation principle number 4238

The reinsurance contract: its nature and the relationships it creates. - The insured is the person who undertakes to perform the obligations corresponding to the insurer’s obligations and who receives from the insurer the insurance amount upon occurrence of the accident or materialization of the insured risk. - The insured and the beneficiary may be two different persons. The insured is deemed the beneficiary if no other beneficiary is designated in the insurance contract.