Kuwait Court of Cassation principle number 685

Direct recourse by the injured party against the insurer outside the case of compulsory insurance against civil liability arising from motor vehicle accidents. Its condition. The insurance policy must contain a stipulation for the benefit of a third party, whereby the insured, when contracting with the insurance company, stipulates for the benefit of the third party who sustains the damage, conferring upon that party a personal right recoverable directly from the insurer. - Absence from the policy of a stipulation for the benefit of a third party, and the judgment awarding compensation on the basis of the provisions governing stipulations for the benefit of third parties. An error in the application of the law and a contradiction of what is established in the case papers.