Arabic source examples:

State of Kuwait · Statutory text

Article 783 of Civil Code

English translation

A stipulation providing for forfeiture of the insured's right because of his delay in reporting the insured incident to the authorities or in submitting documents shall not be given effect if it appears from the circumstances that the delay was for an acceptable excuse.
Arabic original
لا يعتد بالشرط الذي يقضي بسقوط حق المؤمن له بسبب تأخره في إعلان الحادث المؤمن منه إلى السلطات أو في تقديم المستندات إذا تبين من الظروف أن التأخر كان لعذر مقبول.

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