Arabic source examples:

State of Kuwait · Statutory text

Article 972 of Civil Code

English translation

1 - A formal mortgage is not constituted unless made by an official instrument authenticated in accordance with the law. 2 - The expenses of the contract shall be borne by the mortgagor unless otherwise agreed.
Arabic original
۱ – لا ينعقد الرهن الرسمي إلا إذا كان بورقة رسمية موثقة وفقا للقانون. ٢ - ونفقات العقد على الراهن، إلا إذا اتفق على غير ذلك.

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