Arabic source examples:

State of Kuwait · Statutory text

Article 974 of Civil Code

English translation

If the mortgagor does not own the mortgaged property, the mortgage contract shall not be effective against the owner unless he ratifies it by an official instrument authenticated in accordance with the law. If such ratification is not issued, the mortgage right shall attach to the property only from the time that property becomes owned by the mortgagor.
Arabic original
إذا كان الراهن غير مالك للعقار المرهون، فإن عقد الرهن لا ينفذ في حق المالك إلا إذا أقره بورقة رسمية موثقة وفقا للقانون، وإذا لم يصدر هذا الإقرار، فإن حق الرهن لا يترتب على العقار إلا من الوقت الذي يصبح فيه هذا العقار مملوكا للراهن.

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