Kuwait Court of Cassation principle number 96

Transfer of ownership of the insured thing to a particular successor. Its effect. Transfer of the insurance contract with the thing to the successor by operation of law. The new owner of the thing becomes the insured in place of the original insurer, and the latter’s obligations and rights pass to him. This is not altered by the provisions of Article 11 of Traffic Law No. 81 of 1976 concerning the requirement to notify the General Traffic Department upon transfer of ownership to another and to transfer the licence within the period it specifies, with the vehicle’s owner remaining jointly and severally liable with the new owner until the date the licence is transferred or the metal plates are returned to the competent section of the Department. - The insurance company’s recourse against the insured for compensation it has paid. Its cases. The insurer may not have recourse against the insured so long as no breach by the latter of an obligation contained in the policy is established. Its necessary implication. Restricting the right of subrogation granted to the insurer by Article 394 of the Civil Code to persons other than the insured. Example.