Kuwait Court of Cassation principle number 2389

Insurance against civil liability for motor vehicle accidents is compulsory for the benefit of third parties who suffer injury to their person or property, and confers on the injured party an independent right recoverable from the insurer by a direct action without the need to join the insured as a party. It is insurance against vehicle accidents regardless of who is responsible. Sharia blood money. Compensation for loss of life that enters into the deceased’s assets and is considered an estate, and his heirs may recover it from the insurer even if one of the heirs is the insured. The heir’s request for compensation for the moral damage he suffered from the loss of the deceased is personal to him; the heir is not entitled to it if he is the insured.