Kuwait Court of Cassation principle number 4417

Life and permanent total disability insurance for employees of the National Petroleum Company. The condition for entitlement to it. Permanent total disability that wholly and permanently prevents the worker from pursuing any occupation or work. Disability that reduces the worker’s capacity without reaching this extent. Does not fall within the cases of entitlement to compensation stipulated in Article 22 of the National Petroleum Company’s Personnel Regulations. The compensation to which the insured worker is entitled under the group insurance scheme for permanent total disability due to illness is the equivalent of his salary for 24 months. Article 21/5 of the aforementioned Regulations. - Ascertaining the facts of the case, assessing the evidence and expert reports, and determining the extent of the insured’s liability for the injury or illness and whether that liability is or is not covered by the insurer’s guarantee. Within the authority of the court of merits. The condition for this. - The insurance policy concluded by the Petroleum Company with an insurance company licensed to conduct insurance business for the benefit of its employees as beneficiaries in cases of death or total or partial disability. It is the basis for determining the rules of the group insurance scheme and the conditions for benefiting from it. It is considered a more favourable benefit to which the worker is entitled apart from his rights in cases of injury caused by work or occurring during the occupation.