Social Insurance Law
State of Kuwait · 126 stored articles
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Search statutory textsArticles 1 – 5043
- Article 5The Minister of Finance shall issue the regulations and decisions necessary to implement the provisions of the attached Law. The regulations and decisions issued in…
- Article 8The Institution shall be represented in its dealings with third parties and before the judiciary by its Director General. Those whom he authorizes, whether employees of…
- Article 9A committee for investing the Institution’s funds shall be formed by a decision of the Minister after approval of the Board of Directors, provided that the Director…
- Article 10 مكررPayment by the Public Treasury of the Institution’s actuarial deficit shall be made by a decision of the minister competent for payment, in an amount not less than (500…
- Article 10 مكررا أIn all cases, the amount due pursuant to the provisions amended by the preceding Article may not be less than that due before the date on which they take effect. The…
- Article 15The employer shall bear the contributions stipulated in items (a-b) of (First) of Article (11) of this Law on the difference between the salary received by the insured…
- Article 16Without prejudice to the provision of Article (13) of this Law, the insured person shall bear the contributions provided for in items (a - b) of (First) of Article (11)…
- Article 17A retirement pension shall be payable in the following cases: 1 - Termination of the insured person's service due to death or total disability, or the occurrence of…
- Article 17 مكررThe age requirement specified in the aforementioned Schedules Nos. (7 / A) and (7 / B) attached to this Law shall not apply if the actual contribution period has reached…
- Article 18If the insured person's service ends because he has contracted an illness that has exhausted his sick leave, and he is not entitled to a retirement pension under the…
- Article 18 مكررIf the insured person's service ends because a final sentence imposing a custodial penalty has been passed against them, and they are not entitled to payment of a…
- Article 19The retirement pension shall be payable monthly at the rate of (65) of the last monthly salary for a period (1) Replaced pursuant to Law No. 10 of 2019 Home Page 832 Law…
- Article 19 مكررThe insured person may request that his retirement pension be calculated on the basis of dividing his contribution period counted under this insurance into two separate…
- Article 20The retirement pension shall be reduced in the event of resignation by the percentages provided for in Schedule No. (5) attached to this Law.
- Article 21Pensions may be reassessed upwards or additional financial entitlements may be prescribed for pensioners due to a change in social status or consequent upon salary…
- Article 22Upon termination of service, the Prime Minister and ministers shall be entitled to a monthly retirement pension in accordance with the following provisions: 1 - If the…
- Article 23The retirement pension may not exceed the salary on the basis of which that pension was calculated, and that 1( a amended pursuant to Law No. 121 of 2023 2( a amended…
- Article 24 مكرر 1The President, Vice-President and members of the Municipal Council shall, upon termination of membership, be entitled to a monthly retirement pension in accordance with…
- Article 25If the insured person's service terminates and he is not entitled to a retirement pension, he shall be entitled to a retirement gratuity, which shall be paid only in the…
- Article 26The gratuity shall be calculated at the rate of (10) of the last annual salary for each of the first five years of contributions, provided that the period is not less…
- Article 27Subject to the provisions of Article (13) of this Law, if the insured person is reinstated in service or takes up work subject to the provisions of this Part, payment of…
- Article 28The insured person may request that the period counted under the provisions of Part Five of this Law or under the provisions of any of the laws on retirement pensions…
- Article 29Subject to the provision of Article (27) of this Law, the insured person's period of service counted toward the pension in accordance with the provisions of Amiri Decree…
- Article 31An insured person subject to the provisions of this Part may add notional contribution periods during service or within one month of its termination, provided that the…
- Article 32A fund shall be established for insurance against work injuries for insured persons for as long as they work for an employer subject to the provisions of this Law, even…
- Article 33The resources of the fund referred to in the preceding Article shall consist of the following funds: 1 - Monthly contributions paid by employers at the rate of 2% of the…
- Article 34The obligation of employers to pay work-injury insurance contributions in accordance with the provisions of this Part shall replace their obligation to compensate for…
- Article 35The injured person shall be treated at the Institution's expense within the country or abroad; treatment in the latter case shall be by decision of the Medical…
- Article 36Treatment shall include the following: 1 - The services of physicians and specialists. 2 - Hospital accommodation and home medical care when necessary. 3 - The…
- Article 37The injured person must follow the treatment instructions. The Institution shall not be obliged to pay any expenses if he fails to follow those instructions, unless he…
- Article 38The Institution must notify the employer and the injured person of the date on which treatment ends, the date of his return to work, and any disability that may remain…
- Article 39In the event of injury during or because of his original work referred to in Article (14) of this Law, the insured person shall be entitled to financial assistance and…
- Article 40If the injury prevents the insured person from performing his work, payment of his salary shall be suspended, provided that Home Page Law Index 838 Social Insurance Law…
- Article 41Subject to the provision of Article (84) of this Law, disability shall be established and its percentage assessed by a decision of the Medical Committee, and a…
- Article 42If the injury results in total disability or the death of the insured person, he shall be entitled to an injury pension equivalent to 95% of the salary specified in…
- Article 43If the insured person has previously sustained an occupational injury, the following shall be taken into account in calculating his injury pension: 1 - If the…
- Article 44Financial assistance shall not be payable in the following cases: 1- If the insured person intentionally injures himself. 2- If the injury occurs because of gross and…
- Article 45Both the recipient of an injury pension and the Institution may request medical re-examination no more than four times during the three years following the date on which…
- Article 46A decision of the Minister shall regulate what the insured person and the employer must follow in the event of an injury to one of the insured persons, and the…
- Article 47The authorities competent to investigate shall conduct an investigation into every report submitted to them. This investigation shall indicate, in particular, the…
- Article 48The Institution shall examine insured persons exposed to contracting any of the occupational diseases referred to in paragraph (f) of Article (1) of this Law, at…
- Article 49The Institution shall conduct a medical examination of insured persons exposed to the risk of contracting occupational diseases upon the termination of their service, in…
- Article 50The Institution shall remain responsible for implementing the provisions of this Part if the insured person develops symptoms of an occupational disease during the…
Articles 51 – 10051
- Article 51The Institution shall implement the provisions of this Part even if the injury entails the liability of a person other than the employer. This shall not prejudice any…
- Article 52The insured person may submit a request for reconsideration within two days from the date on which he is notified of the end of treatment or of the date of return to…
- Article 53A fund for insurance against old age, disability, sickness and death shall be established for the following categories: 1 - Persons engaged in liberal professions. 2 -…
- Article 54The provisions of this insurance shall not apply to: 1 - Anyone under eighteen or over sixty-five years of age, unless engaged in the activity upon reaching the latter…
- Article 55The resources of the Fund provided for in this Part shall consist of the following funds. a- Contributions paid by the insured person according to the monthly income…
- Article 56Participation in this insurance shall be compulsory, except for anyone who has exceeded the age of fifty-five at the commencement of participation, whose participation…
- Article 57A decision of the Minister, following the approval of the Board of Directors, shall specify the dates, rules and procedures for payment of contributions and additional…
- Article 58The calculation of the contribution period under this insurance shall include every period for which the insured person is obliged to pay Law Index 842 Home Page Social…
- Article 59A retirement pension shall be payable in the following cases: 1 - The death or total disability of the insured person before the end of participation or within a period…
- Article 60If the insured person suffers from an illness for a period of not less than three months that results in inability to engage in the activity, and is not entitled to a…
- Article 61The retirement pension shall be payable monthly at the rate of (65%) of the average income brackets during the 3 years preceding the termination of participation, for a…
- Article 62If the insured person is not entitled to a retirement pension upon termination of participation in the insurance, that person shall be entitled to a retirement gratuity,…
- Article 63The beneficiaries mentioned below, whether Kuwaitis or non-Kuwaitis, who, on the date of death of the insured person or pensioner, satisfy the entitlement conditions…
- Article 64For the husband to be entitled, he must be incapable of earning a living. Index of the Law 844 Home Page Social Insurance Law Amiri Order promulgating Law No. 61 of 1976…
- Article 65A son's entitlement is conditional upon his not having attained the age of twenty-six. The following are excepted: 1- A person incapable of earning a living. - A student…
- Article 66For the daughter to be entitled, she must not be married.
- Article 67For the father to be entitled, he must have been dependent for his livelihood on his deceased child. For the mother to be entitled, she must be divorced or widowed.
- Article 68For brothers and sisters to be entitled, they must have been dependent on the deceased for their livelihood and must satisfy the conditions set out in Article (65) or…
- Article 69Dependence for subsistence referred to in the preceding two articles shall be established on the basis of a certificate from the entity designated by a decision of the…
- Article 70The son's sons and daughters, if their father is deceased or dies after becoming entitled to a share in the pension, shall receive their father's share by transfer,…
- Article 71Payment of the share shall be suspended in the following two cases: 1 - The beneficiary's taking up employment, except for the widow of the insured person or pensioner.…
- Article 72The share shall terminate in the following cases: 1 - Death of the beneficiary. 2 - Entitlement of the widow of the insured person or pensioner to a share in the pension…
- Article 73If the daughter, sister or mother is divorced or widowed, or the son or brother becomes incapable of earning, after the death of the insured person or pensioner, each…
- Article 74If an insured person or pensioner goes missing, his beneficiaries shall be paid an amount equivalent to each one's share of the pension assuming his death, with effect…
- Article 75If the share of any of the beneficiaries referred to in Article (63) of this Law is suspended or terminated, the pension shall be redistributed among the remaining…
- Article 76The provisions governing combination of a share with a retirement pension, or of shares in more than one pension, shall be determined by a decision of the Minister after…
- Article 77The Institution may commute the rights of insured persons and pensioners in their retirement pensions into cash. The commutation value shall be determined in accordance…
- Article 78Deduction of the commuted portion of the retirement pension shall cease upon the pensioner's death, upon expiry of the period specified for commutation, or upon its…
- Article 78 مكررAs an exception to the provision of Article 10 of this Law, the financial position of the commutation scheme shall be examined separately at least once every six years…
- Article 79Beneficiaries of the insured person or pensioner may not commute their pensions. Part Seven General Provisions
- Article 80By a decision of the Council of Ministers, exceptional pensions or gratuities may be granted to insured persons, pensioners, their beneficiaries, or other Kuwaitis, even…
- Article 81The pensions, gratuities and compensation payable pursuant to the provisions of this Law are the only ones for which the Institution is liable. As for amounts payable in…
- Article 82The pensions and gratuities prescribed under the provisions of Part Three of this Law for insured persons in the private and oil sectors shall offset the employer's…
- Article 83An employer may establish a pension, savings or insurance scheme containing benefits additional or supplementary to this Law. Collective or joint employment contracts…
- Article 84The cases of total and partial disability and the proportion of each in relation to the disability affecting the insured person's capacity to work, as well as the rules…
- Article 85Contributions paid by the employer in the private and oil sectors—excluding wholly state-owned companies—and those deducted from the salaries of insured persons working…
- Article 86The contributions paid by the employer in the government sector and wholly state-owned companies, and those deducted from the salaries of insured persons therein, shall…
- Article 87As an exception to the provisions of the two preceding Articles, the Minister may, upon the proposal of the Board of Directors, establish special rules for calculating…
- Article 88An employer in the private and oil sectors shall submit to the Institution, in January of each year, a statement of the salaries of its workers for that month, including…
- Article 89If the employer does not submit the particulars stipulated in the preceding Article subject to the prescribed conditions, procedures and time limits, the contributions…
- Article 90Contributions shall be payable on the first of the month following the month for which they are due or in which the Institution's decision provided for in the preceding…
- Article 91In the event of delay in paying contributions and other amounts due pursuant to the provisions of this Law, whether amounts payable by the employer or amounts that the…
- Article 92An employer who has not registered all or some of his workers within the time limit provided for in Article (94) of this Law, or has not paid contributions on the basis…
- Article 93In all the preceding cases, the expenses of remitting contributions and amounts due to the Institution shall be borne by the employer. A decision of the Minister,…
- Article 94The employer shall register its workers who are subject to the provisions of this Law with the Institution within ten days from the date they enter service. These…
- Article 95The employer in the private and oil sectors, or the insured person pursuant to the provisions of Part Five of this Law, shall display at the workplaces the certificate…
- Article 96Every employer shall keep books and records and submit to the Institution the statements, data, notifications and forms required for implementation of this Law, in…
- Article 97Employees of the Institution designated by the Minister shall have judicial enforcement officer status in implementing the provisions of this Law and its implementing…
- Article 98The Institution shall fulfill its prescribed obligations in full with respect to those subject to the provisions of this Law, even if the employer has not registered…
- Article 99The dissolution, liquidation, closure or bankruptcy of the establishment, its merger into another, or its transfer by inheritance, will, gift, sale, assignment or other…
- Article 100The pension shall be payable from the beginning of the month in which service terminates upon reaching the age legally prescribed for leaving service or by reason of…
Articles 101 – 15032
- Article 101The pension or share thereof for the month in which the cause of suspension or termination occurs shall be paid on the basis of a full month.
- Article 102The entitlements of the insured person, the pensioner or their beneficiaries held by the Institution may not be attached or assigned except in satisfaction of…
- Article 103If the insured person or pensioner is sentenced to imprisonment, a decision of the Minister, following the approval of the Board of Directors, shall specify the persons…
- Article 104The right to a pension, gratuity or other financial entitlements shall lapse if the insured person or pensioner loses Kuwaiti nationality or it is withdrawn or revoked.…
- Article 105Without prejudice to the provisions of the preceding Article, neither the insured person nor the pensioner may be deprived of his right to the pension, gratuity, or…
- Article 106Upon the death of the insured person or pensioner, a grant equivalent to twice the salary, monthly income bracket or pension shall be paid, provided that it is not less…
- Article 107No action claiming any of the rights established under the provisions of this Law may be brought except after claiming them from the Institution in writing within five…
- Article 108An action requesting modification of the entitlements established by this Law may not be brought after the expiry of two years from the date of notification of the final…
- Article 109As an exception to the provisions of Amiri Decree No. 19 of 1959 concerning the Law on the Organization of the Judiciary, the High Court of Appeal, in its Civil and…
- Article 110The Institution's rights against employers, insured persons who are pensioners, and their beneficiaries shall lapse upon the expiration of five years from the due date.…
- Article 111Actions brought by the Institution, insured persons, pensioners, or their beneficiaries concerning the application of the provisions of this Law shall be exempt from…
- Article 112 مكررA retirement pensioner may request payment of 7 times the net retirement pension, provided that repayment is at the rate of (15%) of the net pension. This shall be once…
- Article 112 مكرر أThe recipient of a pension paid in accordance with Article )112 bis( of the Social Insurance Law before its amendment by this Law may submit an application for…
- Article 113Subject to the provision of Article (102) of this Law, amounts due to the Institution pursuant to its provisions shall have a lien over all the debtor’s movable and…
- Article 114If an employer entrusts the execution of his work or part thereof to a contractor, he must notify the Institution of the contractor's name and address at least three…
- Article 115The combination of pensions or of a pension and salary shall be in accordance with the following rules: 1- The insured person shall combine the injury pension and salary…
- Article 116In applying the provisions of this Law, reliance shall be placed on the official document prepared to establish age that is submitted to the Institution upon first…
- Article 117The periods prescribed in this Law shall be calculated according to the Gregorian calendar. In calculating the insurance contribution period, a fraction of a month shall…
- Article 118This Law shall not prejudice any acquired rights that insured persons may have pursuant to more favourable laws, regulations or pension, gratuity, savings or insurance…
- Article 119Without prejudice to any more severe penalty provided for by any other law, the offences referred to in the following Articles shall be punishable by the penalties…
- Article 120Anyone who deliberately provides incorrect information or deliberately refuses to provide the information stipulated in this Law or the decisions or regulations…
- Article 121Anyone who violates the provisions of Articles (46, 88, 96) of this Law shall be punished by a fine not exceeding twenty dinars. In applying the last paragraph of…
- Article 122Every employer subject to the provisions of this Law who fails to register with the Institution in respect of any of his workers shall be punished by a fine not…
- Article 123Any employee of the Institution who discloses a work secret or other working methods of which he has become aware by virtue of his work or by virtue of Article (97) of…
- Article 124All fines and amounts adjudged for violations of the provisions of this Law shall accrue to the Institution. Disbursements therefrom shall be for the purposes specified…
- Article 125Pensions that became payable pursuant to the provisions of the aforementioned Amiri Decree No. 3 of 1960 and Law 1971 / 4 shall be recalculated in accordance with the…
- Article 126Reassessment of the pension shall not result in an increase in the portion of the pension that the pensioner may commute. 126 bis (1) Retirement pensions payable to…
- Article 127By way of exception to the provisions of Articles (27) and (115) of this Law, a pensioner may combine the pension due to him before the recalculation stipulated in…
- Article 128The provisions of Chapter One of Part Six of this Law shall apply to everyone who was not entitled to a share in the pension under the provisions of the aforementioned…
- Article 129Cases of termination of service in the government sector for the reasons stipulated in clauses (1, 2) of Article (17) of this Law, in respect of which no pension was…
- Article 130The application of the provisions of the preceding articles shall not entail the payment of financial differences for the period preceding the entry into force of the…
- Article 131The difference in the net value of the liabilities resulting from the application of the preceding Articles of this Part shall be payable by the Public Treasury. A…
